Annual credit report review
This is your annual reminder to request your credit report. Under the Fair and Accurate Credit Transactions Act (FACTA), every consumer is eligible for a free copy of his/her credit report every 12...
View ArticleID Theft by a family member
Despite all the media hype about hackers, security breaches and lost laptops, research shows that just over half of all identity theft is committed by someone close to the victim – a family member or...
View ArticleAnnual credit report review
This Tip was first run in March 2007. This "encore tip" is an annual reminder to check your credit report. This is your annual reminder to request your credit report. Under the Fair and Accurate Credit...
View ArticleCredit freeze – defined
Most states have passed "credit freeze" laws, allowing individual consumers to lock their credit reports and, in theory, reducing their vulnerability to identity theft. While the credit freeze is in...
View ArticleYou just received a Breach Disclosure Letter. Now what?
You just received a breach disclosure letter. Their systems were "compromised". Now what? Do you call the police, close all your bank accounts and change your credit card numbers, file the letter and...
View ArticleCreditKarma.com is an interesting new site
A co-worker recently asked me if I’d heard of CreditKarma.com and if it was legit. I went in very sceptical and came away very impressed. Under federal law, you are entitled to a free copy of your...
View ArticleResolve to check your credit report in 2010
Last time, we talked about resolving to make stronger passwords in the new year. This might also be a good time to resolve to check your credit report more regularly. You are entitled to a free copy...
View ArticleLifelock settles
It’s not polite to take joy in the troubles of others but I can’t help gloating a little bit today. Lifelock agreed to pay $12 million to its customers to settle a suit with the Federal Trade...
View ArticleAnother “biggest” data theft
3.3 million identities stolen – this time from the Educational Credit Management Corp, the folks who guarantee many federal student loans. Names, addresses, Social Security numbers and other personal...
View Article“New” ID Theft targets kids
Papers around the country have been carrying an Associated Press story about a “new” ID theft threat. Apparently, they just discovered what we’ve been talking about since 2005 or so – that minors are...
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